Consumers currently selecting Klarna sex dolls may readily confirm and activate installment payments without fully understanding the consequences of late payments. Chu Jiang, a consultant at Anli Law Firm, pointed out that when payment prompts are difficult to find and the service user agreement is obscure and hard to understand, it infringes on both consumers' right to know and their right to choose. From this perspective, the payment model design of Klarna sex dolls itself contains elements that are unfriendly to consumers.